Winter Premium Woes

Dave Comer, Commercial Insurance Agent at Beehive Insurance A Moisturized healthy moisturizing this http://www.meda-comp.net/fyz/fluconazole-150-milligrams.html just trimmer from HAS Wife… contractor at a seminar I was hosting asked me the question, “Why do I have to pay insurance premiums when I don’t have any work?” His question had nothing to do with my subject matter, so I gave a brief answer …

Coverage for Property Owner’s Improvements

Doug Snow, President/CEO, Beehive Insurance Under the new law, policies covering the real property for condominium associations must extend to “any, fixture, improvement, or betterment installed by a unit owner… including a floor covering, cabinet, light fixture, heating or plumbing fixture, paint, wall covering, window, and any other item permanently part of or affixed to a unit”. That means that if …

Here’s The Skid On Snow Tires

-Brandon Marchant, Commercial Insurance Agent at Beehive Insurance Whether you love or despise the adventure driving in the snow, here is some good information on snow tires and a list of top rated winter tires if you’re in the market. Don’t think you are exempt from needing winter tires just because your car has a good traction control and anti-lock …

Windstorms, Trees, and Insurance

-Cory Payne, Commercial Insurance Agent at Beehive Insurance Davis County recently experienced a major windstorm.  That’s probably an understatement considering the immense power and the amount of damage it caused.  As you can imagine, it turned out to be a pretty busy few days for those of us in insurance.  In the aftermath of the windstorm, I had an experience …

What you need to know about your E-Mod

Jace Pearson, Commercial Insurance Agent at Beehive Insurance If your job description includes any duties associated with Worker’s Compensation Insurance, you are aware that the premium you pay is adjusted by your Experience Modification Factor (EMF).  The theory behind the EMF is simple: the formula compares your actual loss dollars (the numerator) to your expected loss dollars (the denominator).  If …

Risking a lot for a little

Adam Snow, Beehive Insurance We are going to start with a little bit of day dreaming today! Let’s say you’re in Switzerland driving your new Audi R8 along a winding mountain road. It’s a beautiful day. You’re enjoying the drive. Maybe you’ve got some of your favorite music going. And you’re on your way to a nice dinner party with all of …