If you are nearing retirement or preparing for your future you may want to consider coverage to supplement your Medicare benefits. While Medicare does provide many benefits after retirement, it doesn’t cover everything. Many seniors require additional services that aren’t covered and enroll in additional plans to cover those needs. Supplemental coverage is designed to make sure that you don’t …
Clyde Companies Named Top Workplace
OREM, Utah, Nov. 18, 2014 /PRNewswire/ — Clyde Companies, a leading construction services organization and one of Utah’s largest suppliers of ready-mix concrete, is pleased to announce it has been selected as one of The Wasatch Front Top Workplaces in 2014. “Clyde Companies is thrilled to be recognized as a Top Workplace. This honor reflects the camaraderie, respect and passion …
The Hottest Thing out there for Retirement Income
Need Retirement Income? Here is the Hottest Thing out There. The above title is not mine; it’s a headline from a TIME Magazine article dated June 16, 2014 by Dan Kadlec. I’d like to use this retirement income article as a basis for our discussion today. Secure Your Retirement Income It’s 2014, and the decision to self-manage your retirement wealth …
Rideshare Liability
Are you seeing the fuzzy pink mustaches around town? The ones on the cars? Yep, we are too. It’s all part of a new ridesharing movement that matches local drivers (aka ordinary people with cars) with individuals who need a ride. The transportation network or rideshare company, Lyft, has found the pink mustache to be a catchy way to mark a vehicle operated by one …
Understanding Fixed Indexed Annuities
What is a Fixed Indexed Annuity? Fixed indexed annuities are secure investment vehicles issued only by life insurance companies. Fixed index annuities offer the guarantee of principal and the potential of market-linked growth, with no risk of losing principal due to market swings. The fixed index annuities have the same features, benefits and guarantees as traditional fixed annuities plus the …
Nearing Retirement: Are you Prepared?
A client and his wife – both in their 60’s – recently came in to my office. They are nearing retirement and were preparing for this event by reviewing their financial reserves. Knowing they had just three to five years before retirement, they were uneasy about the total they’d accumulated. They couldn’t get one thing off their mind. Will we …
Top Ten Backyard Safety Tips
It’s here! Tomorrow is the Fourth of July. We hope you are set to grill up some steaks, make a splash in the pool, celebrate your freedoms and enjoy a well-deserved day off of work with your family. What would make it even better? Doing it safely. Before you fire up the grill or put on your swimming trunks, take …
Car Accident Prevention: Utah Texting Laws
In 2012, nearly 50,000 automobile crashes were reported in the state of Utah. Of those crashes, distracted driving caused 20 fatalities, 125 serious injuries and 4,667 crashes. These numbers are saddening. Like those behind the ‘Zero Fatalities’ campaign, we believe even one fatality is one too many. Since the 1970’s, groups have been working toward improving the safety of our …
10 Tips for Yard Work Safety
Have you looked out your window lately? Blue skies, birds chirping and seventy degrees — looks like Spring to us. It’s the perfect time and perfect weather to spend outside getting your yard and outdoor spaces in tip-top shape. But before you head outside, we want to remind you that simple precautions can ensure your spring-spruce up is disaster free. …