It’s here! Tomorrow is the Fourth of July. We hope you are set to grill up some steaks, make a splash in the pool, celebrate your freedoms and enjoy a well-deserved day off of work with your family. What would make it even better? Doing it safely. Before you fire up the grill or put on your swimming trunks, take …
Car Accident Prevention: Utah Texting Laws
In 2012, nearly 50,000 automobile crashes were reported in the state of Utah. Of those crashes, distracted driving caused 20 fatalities, 125 serious injuries and 4,667 crashes. These numbers are saddening. Like those behind the ‘Zero Fatalities’ campaign, we believe even one fatality is one too many. Since the 1970’s, groups have been working toward improving the safety of our …
10 Tips for Yard Work Safety
Have you looked out your window lately? Blue skies, birds chirping and seventy degrees — looks like Spring to us. It’s the perfect time and perfect weather to spend outside getting your yard and outdoor spaces in tip-top shape. But before you head outside, we want to remind you that simple precautions can ensure your spring-spruce up is disaster free. …
The Umbrella Policy: Cause when it Rains, It Often Pours
Didn’t think an umbrella policy applied to you? Think again. If you own a home or car, or even have an average amount of money in your bank account, we’d suggest looking into an umbrella policy that protects your present and future finances from expensive lawsuits. Umbrella policies used to be popular among the wealthiest of individuals, but with increasing …
Auto Liability: When your Friend Crashes your Car
You let your friend or family member borrow your car. Most of us have done it, probably even recently. Problem is, this time they got in an accident. So where does that put you? In terms of insurance, the answer is most often: at fault. To better help you understand the ins and outs of auto liability as it applies …
Does Your Business Need Commercial Vehicle Insurance?
With more than 30,000 traffic accidents occurring every day in the U.S. alone, auto liability can impact your company’s bottom line. But how do you know if you need commercial vehicle insurance, or if a personal liability policy will suffice? We’re here to help. A commercial auto policy is generally needed when company vehicles are used in tasks related to …
Utah’s Best Insurance Agents Recognized
Our agents make Beehive Insurance the quality provider it is. Case in point: last weekend, Utah’s best insurance agents were honored at the Utah Association of Independent Insurance Agents’ 94th Annual Convention. Our very own Aaron Griffith was among those honored; receiving the highest accolade as ‘Agent of The Year’ for 2013. Aaron was nominated by his peers and industry …
Safety Is Its Own Reward
How does your workplace encourage the reporting of work-related injuries and illnesses? Oftentimes, the policies and procedures created to encourage the reporting of workplace accidents actually prevent management from receiving reports, due largely to incentive programs. The resulting effect can largely impact scrutiny from OSHA as well as increased premiums for Utah workers compensation. If your company offers safety bonuses …
Commercial General Liability Insurance, Part 2
Last week I covered several elements of commercial general liability insurance commonly requested for subcontractors. As liability continues to increase and general contractors become more wary of taking on responsibility for the work of subs, expenses continue to be heaped upon the subcontractor. Ensuring compliance with these insurance requirements will assist your company in continuing to find work, but understanding …
Commercial General Liability Insurance in Construction
As a subcontractor providing construction services to a contractor, you’re typically required by contract to provide evidence of commercial general liability insurance (CGL), automobile, worker’s compensation, employer’s liability, and umbrella or excess liability to protect your company from third-party lawsuits. When dealing with large contractors, they typically try to push off as much liability as possible to the subcontractors to …