Owning a self-storage facility brings unique risks—fires, theft, tenant disputes, employee exposure, and more. You need insurance designed specifically for the self-storage industry, not a one-size-fits-all policy. Our Self-Storage Insurance Program offers property and casualty coverage built exclusively for storage unit owners, backed by multiple A-rated carriers. We offer both admitted and non-admitted coverage options and can insure everything from a single location to complex, multi-state operations. Whether you’re just getting started or managing a growing portfolio, we have solutions to protect your business.
Program Highlights
Comprehensive protection designed for self-storage operators:
- Property Coverage
- Buildings, fencing, gates, signage, and permanently installed equipment
- Business personal property
- Equipment breakdown
- Debris removal and ordinance or law
- Business Income & Extra Expense
- Actual loss sustained coverage
- Extended business income
- General Liability
- Premises liability for bodily injury and property damage
- Medical payments
- Legal defense coverage
Specialty Coverages Built for the Industry (Not typically included in standard policies)
- Customer Goods Legal Liability
Covers tenant property when you’re legally liable for loss or damage. - Sale and Disposal Liability
Protects you during lien sales, wrongful disposals, or auction errors. - Employee Resident Manager’s Personal Liability
Extends liability coverage to live-in managers for non-business-related incidents. - Self-Storage Tenant Insurance
Optional programs to earn additional income by offering tenant insurance.
Additional Options
- Cyber liability and data compromise
- Employment Practices Liability (EPLI)
- Crime and employee dishonesty
- Commercial umbrella and excess liability
- Valuable papers, computer systems, and accounts receivable
