Does Your Business Need Commercial Vehicle Insurance?

With more than 30,000 traffic accidents occurring every day in the U.S. alone, auto liability can impact your company’s bottom line. But how do you know if you need commercial vehicle insurance, or if a personal liability policy will suffice? We’re here to help. A commercial auto policy is generally needed when company vehicles are used in tasks related to …

Utah’s Best Insurance Agents Recognized

Our agents make Beehive Insurance the quality provider it is. Case in point: last weekend, Utah’s best insurance agents were honored at the Utah Association of Independent Insurance Agents’ 94th Annual Convention.  Our very own Aaron Griffith was among those honored; receiving the highest accolade as ‘Agent of The Year’ for 2013. Aaron was nominated by his peers and industry …

Safety Is Its Own Reward

How does your workplace encourage the reporting of work-related injuries and illnesses? Oftentimes, the policies and procedures created to encourage the reporting of workplace accidents actually prevent management from receiving reports, due largely to incentive programs. The resulting effect can largely impact scrutiny from OSHA as well as increased premiums for Utah workers compensation. If your company offers safety bonuses …

Commercial General Liability Insurance, Part 2

Last week I covered several elements of commercial general liability insurance commonly requested for subcontractors. As liability continues to increase and general contractors become more wary of taking on responsibility for the work of subs, expenses continue to be heaped upon the subcontractor. Ensuring compliance with these insurance requirements will assist your company in continuing to find work, but understanding …

Commercial General Liability Insurance in Construction

As a subcontractor providing construction services to a contractor, you’re typically required by contract to provide evidence of commercial general liability insurance (CGL), automobile, worker’s compensation, employer’s liability, and umbrella or excess liability to protect your company from third-party lawsuits. When dealing with large contractors, they typically try to push off as much liability as possible to the subcontractors to …

ASI: Accident Scene Investigation

Adam Snow, Commercial Insurance Agent at Beehive Insurance Agency Have you ever watched those shows on TV where a team of investigators look through small clues and other random evidence to try and piece together what happened at a crime scene? It’s always amazing how they can connect something as random as a half-eaten potato chip to the bank robbery …

The Replacements

Brandon Marchant, Commercial Insurance Agent at Beehive Insurance Many of you might remember a few months back when the NFL took a blind-sided sack because they failed to renew their contract with the NFL Referees Association before the season started, thus having to hire replacement refs to officiate games. It was a disaster. Due to no fault of their own, …

Risks in Celebration

Tyson Perkes, Commercial Insurance Agent at Beehive Insurance It’s hard to believe the holiday season is already upon us. Something that undoubtedly comes along with the holiday season is the annual company party. The holiday party is a time to celebrate with friends and co-workers and to put the day-to-day worries aside, right? That’s true, but it does take some …

Sister Companies Donate to the Festival of Trees

The following story was provided to us by our sister companies W.W. Clyde & Co. and Sunroc Building Materials. SALT LAKE CITY, UT – At the yearly Festival of Trees event, you’ve likely seen the enormous and extravagant backyard playhouses being auctioned. Just like with the Christmas trees, quilts, and many other items donated to this event, the playhouses have …

What Do You “Self-Insure”?

Corey Ford, Commercial Insurance Agent at Beehive Insurance Last fall I was planning to replace two of the four tires on my SUV that were not quite adequate for winter driving. Since we started off with a relatively mild winter, I kept putting it off, thinking it made more sense to wait until winter really got started. You can probably …